You can use your 401K to fund the down payment for or outright purchase of a business. The IRS allows you tax and early withdrawal penalty free to access your 401K as long as the proper documentation is filed. Instead of investing your money in the stock of others' corporations you are allowed to invest in yourself through forming your own corporation. We can assist you in obtaining the right expertise to set up your funding plan.  Call 850-864-2727 or email BizBro.com Business Brokers for details.